The YEP Card is the Next Generation in how the Market will pay for Healthcare that Leverages Existing Resources to Drive Value by Empowering the Patient Consumer with Economic Agency and the Power of Choice
Employers Sponsor a 3rd of Healthcare spending on benefit plans - 1 of 3 plus trillion spent in 2021
Employers sponsored contributions represent almost a third of 2021 health plan payments that paid for healthcare in the United States. These are dollars that can go to work immediately to effect change in the marketplace, if we choose to.
State, Federal and Private Employer portions continue to increase $775 Billion in 2021
In the United States Healthcare benefits are a major employer cost of doing business that continues to increase every year for no apparent reason. Employers deserve more transparency, agency and market value for the dollars they contribute.
Employee Contributions are continuing to increase as well at $294 Billion 2021
Employees are being asked to contribute more and more each year, out-of-pocket towards the Employer sponsored healthcare benefit programs. Conventional market thinking believes this will help drive down utilization, and it will, because too many are still underinsured and can’t afford to go for care until an emergency.
Let's show that we are capable of being great stewards of our contributed resources, come together and effect change using the unified power of the YEP card that will take us to... THE NEXT GENERATION IN HOW WE PAY FOR HEALTHCARE.
Flatten Cost of Employer Sponsorships and cap benefit spending at today’s rates per employee member enrolled
Increase value by unlocking Patient Consumer power of choice and economic agency as the Single Consumer Payer
Equity in Access where the unified power of the national shared membership fund demands same quality for all
Remove the middleman, and outdated processes that create hidden duplicated indirect contractual costs
Simplify what we pay for by eliminating; co-pays, thresholds, deductibles, out-of-network, and all other out-of-pocket costs
Only pay for direct care that you choose after careful consideration of transparent options based on planning, quality, safety, location and an affordable cost.
Transparent National Universal Single Charge Master Rates allows for standardized charges made ubiquitously available to the public to choose up front, and pay for at the point of successful service.